SCHD vs VYM: 2026 Comparison
Verdict for Passive Income: It's a Draw
Distinct Roles: VYM is a stable core holding, while SCHD is a high-growth, high-volatility play.
Distinct Roles: VYM is a stable core holding, while SCHD is a high-growth, high-volatility play.
While both are excellent, VYM edges ahead due to slightly better historical returns and lower volatility, making it the ideal core holding.
Dividend Yield
CAGR (14.2y)
Stress Test: How Did They React?
Real historical performance during key market events (Crashes & Rallies).
| Market Event | SCHD Return | VYM Return | Verdict |
|---|---|---|---|
COVID-19 Crash Global pandemic lockdown selling pressure 2020-02-19 • 2020-03-23 | -32.8% | -34.6% | SCHD Wins |
Post-COVID Recovery QE-fueled tech and growth rally 2020-03-24 • 2021-12-31 | +102.8% | +79.3% | SCHD Wins |
2022 Inflation Bear Rate hikes and tech valuations reset 2022-01-01 • 2022-10-12 | -14.8% | -12.8% | VYM Wins |
AI Boom & Rally Generative AI hype driving Mega Caps 2023-01-01 • Present | +22.1% | +44.7% | VYM Wins |
👤 Which one is right for you?
Select your primary investment goal to see the recommended choice:
In terms of dividend income, SCHD and VYM are effectively identical.
Growth of $10,000
Historical performance if you invested $10k at the start
Head-to-Head Metrics
Direct comparison of key investment characteristics
| Metric | SCHD | VYM | Contextual Difference |
|---|---|---|---|
| Beta (Volatility) | 15.54% | 15.35% | Effectively the same |
Beta (Volatility)
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