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Long-term capital gains (LTCG) apply to investments held for more than one year before selling. Most countries offer preferential tax rates for LTCG compared to short-term gains.
In the United States, LTCG rates are 0%, 15%, or 20% depending on taxable income—significantly lower than ordinary income rates. India taxes LTCG on equities at 10% above ₹1 lakh.
The holding period is calculated from the day after purchase to the sale date. Planning your sales around the one-year mark can result in significant tax savings.
Understanding long-term capital gains (ltcg) helps you make better investment decisions and plan for taxes. Use our calculate ltcg to see how it applies to your situation.