Last updated: January 19, 2026
Long-term capital gains (LTCG) apply to investments held for more than one year before selling. Most countries offer preferential tax rates for LTCG compared to short-term gains.
In the United States, LTCG rates are 0%, 15%, or 20% depending on taxable income—significantly lower than ordinary income rates. India taxes LTCG on equities at 10% above ₹1 lakh.
The holding period is calculated from the day after purchase to the sale date. Planning your sales around the one-year mark can result in significant tax savings.
Understanding long-term capital gains (ltcg) helps you make better investment decisions and plan for taxes. Use our calculate ltcg to see how it applies to your situation.
Any profit from selling an asset held for more than one year. The holding period starts the day after purchase and ends on the sale date.
0% for taxable income up to $44,625 (single), 15% for income up to $492,300, and 20% for income above that threshold (2024 rates).
LTCG applies to assets held over 1 year with lower tax rates (0-20%). STCG applies to assets held 1 year or less, taxed as ordinary income (up to 37%).
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