Investment Scenarios: Risk Analysis & Tax Impact

"I sold my stock before 12 months, what tax do I pay?"

Calculate tax when selling stocks before 12-month holding period.

"How do I calculate if I held for 12 months?"

Trade date vs settlement date rules for LTCG qualification.

"I bought the same stock 3 times, which price do I use?"

FIFO, LIFO, specific identification methods explained.

"What is the difference between long-term and short-term gains?"

Compare LTCG and STCG rates and when each applies.

"Can I pay 0% tax on my stock gains?"

Income thresholds for 0% LTCG rate in 2025.

"What is my cost basis for inherited stock?"

How stepped-up basis works for inherited investments.

"I got stock as a gift, do I pay tax?"

Tax rules when receiving stock as a gift.

"Can I sell losers to reduce my tax bill?"

How to use losses to reduce taxable gains.

"How long can I carry forward my losses?"

Rules for carrying forward unused capital losses.