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Your Question:

"My broker shows ₹50k profit but I calculated ₹40k"

Understanding the Differences Between Broker P&L and Your Actual Returns: Why You Might See a Discrepancy

Reconciling broker vs calculated returns.

Last updated: February 2026

Quick Answer

  • User sees different P&L
  • Category: returns | Level: intermediate
  • Applies globally

Understanding the Problem

User sees different P&L

The Solution

Understanding this concept is key to making better investment decisions.

Read through the explanation below to clear your confusion.

Example Scenario

Situation: You purchased 100 shares at $100 on January 15, 2024, and sold them at $130 on November 15, 2024.

Analysis: Holding period = 10 months (less than 12 months = short-term)

Result: Gain of $3,000 taxed as ordinary income at your marginal rate.

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