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Your Question:

"How is my equity mutual fund taxed?"

Understanding Equity Mutual Fund Tax in India: LTCG vs STCG Explained

Tax rules for equity-oriented mutual funds.

Last updated: February 2026

Quick Answer

  • User sold equity mutual fund
  • Category: tax | Level: beginner
  • Applies to: IN

Understanding the Problem

User sold equity mutual fund

The Solution

This scenario requires a numerical calculation based on your specific situation.

The steps above will guide you through the process manually, or use our calculator for instant results.

Step-by-Step:

  1. Gather your transaction details (purchase date, price, quantity)
  2. Determine your holding period
  3. Calculate your cost basis
  4. Apply the relevant tax rate
  5. Use our calculator for exact numbers

Example Scenario

Situation: You purchased 100 shares at $100 on January 15, 2024, and sold them at $130 on November 15, 2024.

Analysis: Holding period = 10 months (less than 12 months = short-term)

Result: Gain of $3,000 taxed as ordinary income at your marginal rate.

📊 Calculate Your Numbers

Use our free tools to get precise results for your situation:

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