Your Question:
"How do I calculate if I held for 12 months?"
How to Calculate 12-Month Holding Period for Capital Gains
Trade date vs settlement date rules for LTCG qualification.
⚡Quick Answer
- •User unsure if they hit 12-month threshold
- •Category: tax | Level: beginner
- •Applies to: US
Understanding the Problem
User unsure if they hit 12-month threshold
The Solution
Understanding this concept is key to making better investment decisions.
Read through the explanation below to clear your confusion.
Example Scenario
Situation: You purchased 100 shares at $100 on January 15, 2024, and sold them at $130 on November 15, 2024.
Analysis: Holding period = 10 months (less than 12 months = short-term)
Result: Gain of $3,000 taxed as ordinary income at your marginal rate.
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