Calculate your retirement corpus needed for financial independence and estimate years to FIRE. Uses the 4% rule with inflation-adjusted projections.
Note: Figures are estimates for planning purposes only. Do not consider this as professional financial or tax advice.
Note: Projections assume constant returns and inflation. Adjust annual return inputs conservatively.
Historical stock market returns average 7-10%
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The 4% rule suggests you can withdraw 4% of your retirement portfolio annually without running out of money over 30 years. Your required corpus is 25x your annual expenses (1 / 0.04 = 25).
This calculator projects your expenses at retirement using your inflation rate input. Real returns account for inflation, so use realistic expected returns (typically 7-10% for stocks).
If your projected corpus exceeds the required amount, you could retire earlier. The calculator shows years to FI based on your current savings rate and returns.
Typically, no. The 4% rule applies to liquid invested assets. Your primary residence doesn't generate income (unless you plan to downsize or rent it out).
